Leveraging your assets to borrow the money you need
Your business may require working capital or growth financing as a short- or long-term need. We offer Asset-Based Term Loans: secured, fixed-term loans to meet those needs.
Flexible terms and competitive interest rates
Uses business assets as collateral
With asset-based lending, your business can leverage long-term assets – such as equipment and real estate – to collateralize credit. You may want to borrow for working capital, growth financing, acquisitions or recapitalization. An Asset-Secured Term Loan from First National Bank is a fixed-term loan secured by your business assets.1
Our experienced, knowledgeable loan professionals work with you to identify the short- or long-term credit solutions that best fit your needs. Being locally-based means that the underwriting and decision-making happens right here in our region.
We have access to a broad range of financial products that complement your credit needs and we create strong partner relationships to fully understand your business. You have the full financial strength of First National Bank behind you – we are ready and able to help with a wide range of credit services to support your needs.
Our objective is to make the borrowing process simple and straightforward. You can begin by adding this product to your cart. During the checkout process you can select the option to Apply Online or set up time to meet with one of our experts.
Depending on your type of organization, we may need one or more of the following documents when opening your account:
FNB offers a full breadth of products and services for your needs.
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1 - All loan products are subject to underwriting/credit approval
